So you just added up your credit card statements, and you got that sinking feeling. What will I do now?
Our society is run on consumerism. We have seen in the last year, that without it, the US is sunk. But what if you spend more than you make? What can you do in personal accounting habits? Here are a few tips:
- Change credit cards. If you still have good credit and receive zero interest credit card teasers in the mail, it could be a good thing. Try rolling over your debt onto a zero interest card, temporarily. This personal accounting move can give you a little time in paying off the debt before accruing more interest. However, there is a danger. If you do not change your spending patterns, you will be worse off than before. Use the new card in your personal accounting strategy to eliminate your debt, not incur more. So, this means that you may have to cut up all the other cards until you arrive at a zero debt level.
- Pay cash and stop using credit. Pay cash for as many things as you can without running your bank balance into your overdraft account. This personal accounting strategy can really teach you how much you spend each month, and on what items. There are few things more sobering than seeing your cash disappears out of your wallet.
- Try to cook most of your meals. Yes, yes I know. You can’t cook. But, the internet is full of quick recipes that can make you a real chef Boyardee in no time. If you must go out, go to restaurant.com and get discount coupons, or buy an Entertainment Book. This way you could cut your dining cost in half, and still enjoy yourself. In this economy, even 5 star restaurants like Lawry’s the Prime Rib are offering deals. Look for them.
- Don’t borrow money from friends and family. They don’t need your problems, and it may be the last time they talk to you for a while. This of course may not apply in catastrophic circumstances where families pitch in to help each other.
- Make a personal accounting cash flow statement. Schedule out your expenses each month, and consider where you can cut. Be honest with yourself. You want to be debt-free before the holidays, in which at that time you can spend responsibly on gifts.
Cash has been and always will be king.
I simply say you produce some great ideas and I will post a number of recommendations to add in soon.
Thanks for reading and the compliment, Sima. I hope you stay tuned to our other posts that come about twice a week. We are also launching The L A CPA video blogs on our web site.
Utterly indited subject material, Really enjoyed looking at.
Thanks for reading and the compliment, Fritton. I hope you stay tuned to our other posts that come about twice a week. We are also launching The L A CPA video blogs on our web site.
Cheers for the post. See my site Best PC Headphones
Thank you for this timely weblog post. This really is exactly what I have been seeking for.
Thanks for your personal marvelous posting! I actually enjoyed reading it, you might be a great author.I will make sure to bookmark your blog and will often come back later on. I want to encourage you to definitely continue your great job, have a nice weekend!
Thank you for reading.
My programmer is trying to convince me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on numerous websites for about a year and am anxious about switching to another platform. I have heard fantastic things about blogengine.net. Is there a way I can transfer all my wordpress content into it? Any kind of help would be greatly appreciated!
I don’t know, that is outside my competency. Try contacting blogengine.net.
It is really really awesome how at times the easiest approach transforms in to a good solid whole page, don’t you think so? You create content efficiently, and I just wish I had any amount of this skill to compose by myself! – Diane
Thanks, Diane.
I’ve to confess that i typically get bored to learn the whole thing however i feel you may add some value. Bravo !
Thank you, Darryl, and thank you for reading. We hope you enjoy the future posts. Check out THE LA CPA on our web site for video blogs coming out.
hey all, I used to be simply checkin’ out this blog and I really admire the premise of the article, and have nothing to do, so if anybody wish to to have an engrossing convo about it, please contact me on AIM, my name is heather smith
Hi Heather, thanks for reading. I don’t do AIM.
Hey, just looking around some blogs, seems a pretty nice platform you are using. I’m currently using WordPress for a few of my sites but looking to change one of them over to a platform similar to yours as a trial run. Anything in particular you would recommend about it?
I am using WordPress, but it is integrated into my site. Network Solutions has a cheaper way of doing the same thing. Thanks for reading.
Wow, awesome blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your site is excellent, let alone the content!
Thanks for reading
Your writing opened my mind. Thanks.
Thanks for reading. Follow our newest posts by subscribing to the RSS feed on the top right hand corner http://www.ricknorriscpa.com/blog
I must admit that this is one great insight. It surely gives a company the opportunity to get in on the ground floor and really take part in creating something special and tailored to their needs.
Thank your for reading and your comments. If you want to subscribe to the newest blog posts twice a week, subscribe to teh RSS feed at the top right corner. http://www.ricknorriscpa.com.com
Also as, in order to make the younger years memories appear stylish as well as occurring, hola hoops are actually hula hoops, according to spell-checker Incidentally how about Charlie Sheen breathtaking tv news what does one believe ! Regards Rob Rasner Comedy
Hey Rob, thanks for writing and reading. By the way, in the early 1990s, Charlie was a client I was in charged of in a prior firm.
Hello! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing several weeks of hard work due to no back up. Do you have any solutions to stop hackers?
I never experienced one using WordPress. Thanks for reading and the compliments.
excellent, useful, suggestions You provide plenty of great work
Thanks for reading today.
I like what you guys are up too. Such smart work and reporting! Keep up the superb works guys I have incorporated you guys to my blogroll. I think it will improve the value of my website 🙂
Thanks for reading.
I regard something truly interesting about your website so I bookmarked.
Thanks.
I real lucky to find this internet site on bing, just what I was looking for : D likewise saved to favorites .
Thanks so much for providing individuals with a very breathtaking chance to read critical reviews from here. It can be very pleasing and also packed with fun for me and my office fellow workers to visit your site on the least three times weekly to read the new secrets you have got. And indeed, I’m at all times fascinated for the powerful information you give. Some 4 ideas in this post are undeniably the most suitable we have had.
Hey, really nice stuff you got here. Please accept my thank you for the article you provided. Exactly what I was looking for! 🙂
Thanks. We hope you follow us for more in the future.
you’re really a good webmaster. The site loading speed is incredible. It seems that you’re doing any unique trick. Moreover, The contents are masterpiece. you’ve done a wonderful job on this topic!
Hi, thank you very much. We post twice a week and starting our video blog THE LA CPA on another page on the same site.
I do not even know how I finished up right here, but I assumed this publish used to be great. I don’t understand who you are however certainly you are going to a well-known blogger if you aren’t already 😉 Cheers!
Wow!, this was a top quality post. In theory I’d like to write like this too – taking time and real effort to make a good article… but what can I say… I keep putting it off and never seem to achieve anything.
Yeah i agree.
Pretty interesting post. You have a interesting review on this subject and I’ll be subscribing to your RSS feed and will hope you will post frequently on similar matters. But I was would like to know what your sources for the post are? Thanks a lot
WordPress is used to write.
Great write-up, I am regular visitor of one’s site, maintain up the nice operate, and It’s going to be a regular visitor for a lengthy time.
Okay article. I just became aware of your blog and desired to say I have really enjoyed reading your opinions. Any way I’ll be subscribing in your feed and Lets hope you post again soon.
Have you ever considered adding more videos to your blog posts to keep the readers more entertained? I mean I just read through the entire article of yours and it was quite good but since I’m more of a visual learner,I found that to be more helpful well let me know how it turns out! I love what you guys are always up too. Such clever work and reporting! Keep up the great works guys I’ve added you guys to my blogroll. This is a great article thanks for sharing this informative information.. I will visit your blog regularly for some latest post.
Magnificent goods from you, man. I have understand your stuff previous to and you’re just extremely fantastic. I actually like what you’ve acquired here, really like what you are stating and the way in which you say it. You make it entertaining and you still care for to keep it sensible. I can not wait to read far more from you. This is actually a great website.
Thanks
I’m completely privileged. Serious… Yet We wont concede that u thought I am Indian. In addition my best thoughts go out to everyone at the tidal wave hopefully your are well as well as safe too 🙂
Thanks for taking the time to discuss this, I really feel strongly about it and love learning extra on this topic. If doable, as you gain expertise, would you thoughts updating your blog with extra info? It is extremely helpful for me.
It’s all discipline, something most of us struggle with in the consumer-driven economy.
Attractive portion of content. I just stumbled upon your site and in accession capital to claim that I get actually enjoyed account your weblog posts. Anyway I’ll be subscribing in your augment and even I achievement you get admission to consistently quickly.
I thought that was extremeley helpful. Thanks for the unusual content. I’ll keep checking back on this.
Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
Wonderful goods from you, man. I have understand your stuff previous to and you are just too excellent. I actually like what you have acquired here, certainly like what you are stating and the way in which you say it. You make it entertaining and you still care for to keep it sensible. I can’t wait to read far more from you. This is really a great web site.
Excellent read, I just passed this onto a colleague who was doing a little research on that. And he actually bought me lunch since I found it for him smile So let me rephrase that: Thanks for lunch!
Just wanna remark on few general things, The website pattern is perfect, the written content is really wonderful : D.
Helloo we like ur website a lot bookmarked ya! thank u
You ought to essentially think about engaged on growing this blog into a major authority on this market. You evidently have a grasp deal with of the subjects everyone seems to be looking for on this web site in any case and you may certainly even earn a buck or two off of some advertisements. I might explore following recent subjects and elevating the amount of write ups you put up and I guarantee you’d start seeing some wonderful targeted visitors in the near future. Just a thought, good luck in whatever you do!
Thanks for reading and the advice.
It’s the best time to make some plans for the future and it is time to be happy. I have read this post and if I could I desire to suggest you some interesting things or suggestions. Perhaps you could write next articles referring to this article. I desire to read even more things about it!
Pretty nice post. I just stumbled upon your blog and wanted to say that I’ve truly enjoyed surfing around your blog posts. After all I will be subscribing to your rss feed and I hope you write again soon!
Thanks for reading Brigid.
some truly superb content on this internet site , regards for contribution.
I would just like to let you know hvow much I learn from your wisdom Bookmarked u.Hope 2 be back fast for some more good articles
I’d just like to tell you how much I learn from your articles Liked it.Hope 2 be back in the near future for some more goodies
Greetings from Los angeles! I’m bored to tears at work so I decided to browse your blog on my iphone during lunch break. I enjoy the info you provide here and can’t wait to take a look when I get home. I’m shocked at how fast your blog loaded on my cell phone .. I’m not even using WIFI, just 3G .. Anyways, superb site!
Nicely done mate. I agree most of what was written right here & this would certainly make myself wanna return to your blog! Bookmarked!
Hello there, just became alert to your blog through Google, and found that it’s truly informative. I’m gonna watch out for brussels. I will appreciate if you continue this in future. Numerous people will be benefited from your writing. Cheers!
I would just like to let you know hvow much I learnt from your writtings Liked u.Hope to be back in the near future for some more good articles
Fantastic.. I stumbled upon your site when googling for more information on the net. Great insights and a few good points. I’m really appreciative. Will check out your site again in the next few days.. Cheers..
Glad I noticed this on google .
Bookmarked this brilliant site!
Many thanks for an excellent weblog post, where would you obtain all of your information?
I have a number of publications I get, in addition to government sources.
We’re a group of volunteers and starting a new scheme in our community. Your web site offered us with valuable info to work on. You’ve done a formidable job and our whole community will be thankful to you.
At this time it seems like WordPress is the top blogging platform available right now. (from what I’ve read) Is that what you’re using on your blog?
mbt shoes
Yes.
The beauty of these blogging engines and CMS platforms is the lack of limitations and ease of manipulation that allows developers to implement rich content and ‘skin’ the site in such a way that with very little effort one would never notice what it is making the site tick all without limiting content and effectiveness.
Wow, fantastic blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is fantastic, let alone the content!
We simply couldnt go away your web site before telling you that we actually enjoyed the helpful info you offer to your visitors… Will probably again soon to investigate cross-check new posts
Thanks! I was a little confused on the topic. Great post.
In my opinion it is a viewpoint. I most often interact with folks who rather say what they assume other people wish to learn. Very good and well written! I will retreat to your blog post no doubt!
I would like to show my appreciation to the writer for bailing me out of this particular crisis. Right after checking through the search engines and obtaining recommendations which were not powerful, I assumed my entire life was over. Existing minus the answers to the problems you have solved by means of your guideline is a crucial case, as well as the kind which might have adversely damaged my career if I had not noticed the website. Your primary understanding and kindness in controlling the whole thing was crucial. I am not sure what I would have done if I had not come across such a subject like this. I am able to at this point look forward to my future. Thanks very much for this professional and effective help. I will not be reluctant to refer the website to any individual who wants and needs care on this situation.
Our pleasure.
Hi there, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam comments? If so how do you stop it, any plugin or anything you can advise? I get so much lately it’s driving me crazy so any assistance is very much appreciated.
We’re working on it. Thanks for reading.
Hey awesome post but I have a suggestion for you. You should seriously consider adding relevant videos in your posts. That’s because many people like me love videos and understand the subject better.
I was curious if you ever thought of changing the page layout of your website? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having one or 2 pictures. Maybe you could space it out better?
I can’t believe that you just blogged about that subject. Not too many guys appreciate the value of these kinds of items Although not really specifically related, your website has provided me with a few great ideas for written content and design for a number of services websites I am building, for issues like Accountancy, Dentists, Plumbers, Solicitors and moving firms
Exclusive material, thank you to the writer. It is actually incomprehensible in my opinion at present, however in common, the usefulness and importance is mind-boggling. With thanks and all the best…
Some times its a pain in the ass to read what blog owners wrote but this internet site is rattling user genial ! .
Hello There. I discovered your weblog using msn. This is a really neatly written article. I will be sure to bookmark it and come back to learn extra of your useful info. Thank you for the post. I’ll certainly return.
Cheers for an excellent weblog article, where does one find all your details?
This is a great article I really liked it
Hey, Thanks for the info!
Annoyed when someone a useful option.I’m going to have got a tiral about this strategy without delay simply because previously frustrated by these individuals for a long time.Thanks to you for a continously put up connected with useful points.Promoted perform us a superb love.
Your weblog appears incredible – complete with excellent posts.. and so on. I believe you are going to get even superior good results with including some extra movies and photographs. What do you feel. Despite the fact that I’ve bookmarked it. Many thanks.
Hello! I know this is kinda off topic however I’d figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog post or vice-versa? My blog covers a lot of the same subjects as yours and I feel we could greatly benefit from each other. If you are interested feel free to send me an email. I look forward to hearing from you! Wonderful blog by the way!
Ok, I am interested.
My brother recommended I might like this web site. He was once totally right. This submit truly made my day. You can’t imagine just how a lot time I had spent for this info! Thank you!
I am not sure where you’re getting your info, but good topic. I needs to spend some time learning more or understanding more. Thanks for great information I was looking for this information for my mission.
Thanks for the sensible critique. Me and my neighbor were just preparing to do a little research about this. We got a grab a book from our area library but I think I learned more clear from this post. I’m very glad to see such wonderful information being shared freely out there.
Heya! I just wanted to ask if you ever have any problems with hackers? My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to no data backup. Do you have any methods to prevent hackers?
Hello fantastic post , Thanks for sharing this information
link for you on my blog here https://www.conveyancingquotes.info/?page_id=9 ,I reckon something genuinely special in this internet site .